buy home insurance for single family house

expired at 2020-07-15 00:00:00Z

75025

Annual Premium Amount: $949    for Alabama Alaska Arizona California Colorado Connecticut Delaware Florida Georgia Hawaii Iowa Idaho Illionois Indiana Kansas Kentucky Louisiana Massachusettes Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina Tennessee Texas Utah Virginia Washington Wisconsin

Deductibles

This is the amount of money you'll be required to pay for an eligible claim before your insurance plan starts to pay.

• General Deductible: $2250
• Hurricane Deductible: $2250
• Wind or Hail Deductible: $2250

The policy coverage are listed below

Home

This is the insurance that specifically covers your home and any secondary structures on your property. It does not include the coverage for your belongings or personal liability.

• Home Rebuilding Coverage: $225,000
• Extended Replacement Cost: $56,250
• Separate Structure: $45,000
• Loss of Use: $67,500
• Ordinance Protection: $22,500
• Foundation and Water Coverage: $25,000

Belongings

This is the insurance that covers some of your personal property both inside and in certain instances, outside of your home. When claims are made for covered items, your insurance pays either the replacement value or depreciated value of the belongings, depending on your selected plan. The amount of coverage may vary depending on type of item, location of item (in vs. out of home) and the specific type of peril (e.g. fire damage).

• Personal Property: $112,500
• Replacement Cost: No

Personal Liability

This insurance covers certain instances of bodily injury, personal injury (emotional or other non-physical damages), medical expenses, and property damage sustained by others for which you or your family members are legally responsible.

• Personal Liability: $300,000
• Medical Payment: $1,000

Enhanced Coverage

This insurance covers various items and systems like electronics, home office, appliances and more.

• Home Office: $8,000
• Computers: $8,000
• Water Backup, Sump Discharge or Overflow: $5,000
• Loss Assessment: $1,000
• Jewelry: $2,000